Open Enrollment Is Open. Your package is ready —

Open Enrollment · Thrive Benefits

More Benefits.
More Money.
Nothing Out of Pocket.

Your employer set it up. You use tax savings for benefits instead of your paycheck. No out-of-pocket expense.

A Typical Pre-Built Package
Thrive Benefits Package
$185
/mo in benefits You pay $0
Included in your package
  • Accident Expense Coverage for unexpected injuries
  • Critical Illness $30,000 coverage
  • Short-Term Disability $500 / week
  • Hospital Indemnity $1,000 benefit
  • Term Life Insurance $150,000 · to age 70
  • Whole Life Insurance $75,000 coverage

* This is an example package. Refer to your SMS or email for your actual benefits and coverage amounts.

$0
Copay
$0
Deductible
$185
Avg Monthly Value

Why Do I Owe $0?

Your employer uses a special benefits program that helps stretch the value of your paycheck. That means you receive additional benefits and protection without paying more out of pocket.

Paycheck Impact · Monthly Average Paycheck Impact · $185/mo Value
Without Thrive
Baseline
With Thrive Care
+$185/mo Value
More money, same job, zero extra work. The tax math does the heavy lifting for you.
01 · Preventative Care

$0 Copay. $0 Deductible.

24/7 virtual telemedicine, mental health counseling, and more. All at $0 copay and $0 deductible. Use it before your major medical plan ever gets involved.

02 · More Protection

Six Coverages Working for You

Coverage like accident, critical illness, disability, hospital, term life, and whole life. All funded through the program.

03 · Simplicity

Two Minutes to Enroll

Your package is pre-built and ready to go. Review it, accept it or customize, and you're done.

Claim My Benefits

What's Included

Accident Expense

Covers ER visits, follow-ups, physical therapy, and more after an accident.

Up to $30,000

Critical Illness

A lump-sum paid to you if you're diagnosed with cancer, a heart attack, stroke, or other covered illness.

Up to $1,000/wk

Short-Term Disability

Replaces lost income when you can't work due to injury or illness.

Up to $1,000

Hospital Indemnity

Cash paid directly to you when you're admitted to a hospital.

Up to $150,000

Term Life Insurance

Coverage through age 70 for your beneficiaries.

Peace of mind that doesn't cost you a thing.

Up to $75,000

Whole Life Insurance

Permanent coverage that builds cash value and never expires.

24/7 Telemedicine

Board-certified doctors on your phone — urgent care, prescription refills, screenings, lab referrals.

No waiting room. No copay. No deductible.

$0 copay · $0 deductible

Mental Health Support

Six free sessions/year with a licensed clinician — for you and every dependent.

Plus a self-help library for support between sessions.

6 free sessions/year per member

Diet & Exercise Programs

Mayo Clinic nutrition and fitness programs — structured guidance you'd normally pay for.

Included at no cost.

Mayo Clinic powered

Addiction Recovery Resources

Confidential support for substance use and recovery — for you or a dependent.

No judgment. Anytime.

Confidential · Always available

Resilience & Relationship Programs

Programs for stress, finances, and relationship health — built to get ahead of problems before they become crises.

For you and your dependents

Personal Wellness Portal

Everything in one app. Telehealth, mental health, diet, fitness — one login, no switching platforms.

Single app · All benefits

Your Package Is Ready. Pick Your Path.

Enrollment window is open.

Need Help?

Customize with an Advisor

Insurance can be tough. Sit down with an advisor to get benefits that compliment your situation best.

  • Add a spouse or dependents
  • Adjust coverage amounts where available
  • Review all options with a live advisor
Schedule a Customization Call

Got Questions?

The stuff people always ask — answered straight.

This is a tax-qualified program provided by your employer. When you participate, you generate tax savings, and those savings cover your benefits. Think of it like a fancy HSA that keeps your paycheck whole.

You can. Schedule a call with our team and we'll walk you through your options for adding family members to your package.

No, it works alongside it. The supplemental coverages fill the gaps your primary insurance leaves behind: high deductibles, hospital stays, missed income from disability. Thrive Care handles a lot of everyday health needs at $0 before your major medical plan even gets involved.

You'll need to wait until the next enrollment window. That means missing an average of $185/month in supplemental benefits, plus your complimentary Thrive Care services.

Thrive Benefits will never negatively impact your tax return. In most cases, it actually helps by lowering your taxable income, which can drop you into a lower tax bracket and save you more at tax season.

Your Package Is Ready.
Don't Leave It on the Table.

This is part of your total compensation. Enrollment takes a few minutes.

Skipping it means leaving free coverage — and free money — behind.